You earned £1,000. How much is actually safe to spend?

Your bank balance isn't always your spending balance. FiAmanila helps self-employed people see what money is actually available after setting aside tax, bills and expenses.

Illustrative example:

Your actual Safe to Spend amount depends on your income, tax position, bills and expenses.

Built for self-employed people in the UK — including sole traders, freelancers, contractors and taxi/private-hire drivers. Track income, Tax & NI set-aside, bills, expenses and renewals.

Free to get started. Pro is £9.99/year. No card needed to start.

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